Punjab National Bank

Punjab National Bank


Trading activity constitutes an important sector of the economy and trader is a key component of supply/distribution system. PNB extends credit to the retail and wholesale traders on attractive terms to meet their requirements of working capital and term loan.


Loan Feature

Loan Amount 60% - 80% of the requirement
Interest Rate 12.00 - 13.25%
Tenure 5-7 years
Pre Payment Charges Not provided
Service Charges

Service charges not provided

Eligibility Criteria : Business Loan

Age Age criteria not provided
Income Income criteria not provided
Job Experience Job experience not provided
Residence Proof Residence proof not provided

Docs Required : Business Loan

ID Proof Passport/driving license/voter ID
Address Proof Electricity bill/telephone bill
DOB Proof Certificate of Birth/Matriculation certificate
Financial Docs
  • Bank Statements (latest 6 months bank statement /passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years, certified by a CA. 
  • Qualification proof of the highest professional degree

Other Charges : Business Loan


Products offered by Punjab National Bank

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