Axis bank

Axis bank

Overview

Axis Bank's Power Home puts an end to your Real Estate troubles. Augment your reach and buy the house that you've set your heart on. 
Features
• Attractive interest rates
• Balance Transfer facility
• Doorstep service
• Nil Pre-payment charges

• Quick and transparent processing

Loan Feature

Loan Amount Minimum 3 Lacs
Interest Rate Fixed Rate: 11.75% and Floating: 10.25% to 12.25%
Tenure 25 years
Pre Payment Charges 2% of outstanding principal/amount prepaid
Service Charges

1% + sevice tax of the loan amount

Eligibility Criteria : Home Loan

  Salaried Self
Age 24 to 60 years 24 to 65 years
Income Information not available Information not available
Job Experience Information not available Information not available
Residence Proof valid Residence proof valid Residence proof

Docs Required : Home Loan

  Salaried Self
ID Proof PAN card/Voters ID/ Passport/Driving License/Photo Credit Card/Other Valid ID PAN card/Voters ID/ Passport/Driving License/Photo Credit Card
Address Proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Driving Licence/Bank statement/LIC Receipt Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Driving Licence/Bank statement/LIC Receipt
DOB Proof DOB certificate DOB certificate
Financial Docs

• Statements (latest 6 months bank statement / 6 months bank passbook) 
• Latest salary slip or current dated salary certificate with latest Form 16

• Bank Statements(latest 6 months bank statement /passbook) 
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA 
• Qualification proof of the highest professional degree

Other Charges : Home Loan

Repayment Instruction/Instrument Return charges Rs.500/- per instance
Cheque/Instrument Swap charges Rs.500/- per instance
Duplicate Statement issuance charges Rs.250/- per instance
Duplicate Amortization schedule issuance charges Rs.250/- per instance
Duplicate Interest Certifcate (Provisional/Actual) issuance charges Rs.250/- per instance
Issuance charges for Photocopy of title documents Rs.250/- per document set
Charges on customer initiated requests for copies of documents Rs.250 per document set

Repayment Instruction/Instrument Return charges Rs.500/- per instance

Cheque/Instrument Swap charges Rs.500/- per instance

Duplicate Statement issuance charges Rs.250/- per instance

Duplicate Amortization schedule issuance charges Rs.250/- per instance

Duplicate Interest Certifcate (Provisional/Actual) issuance charges Rs.250/- per instance

Issuance charges for Photocopy of title documents Rs.250/- per document set

Charges on customer initiated requests for copies of documents Rs.250 per document set

Products offered by Axis bank

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Testimonial

Hi, I am new to the Internet. I did not even know that one can apply for a loan through a third party website. Out of curiosity I applied for a home loan though loanboss.com and was really surprised at the good response and smooth process. I hope more and more people apply for a loan through Loanboss as it is easier and won't cause you the headache of approaching banks directly. Lesser number of Internet users in the country is a problem though.

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- Sachin Gupta

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