Citibank

Citibank

Overview

Citibank has financed the dream homes of many Indians. Their Home Loan offerings are unique and make them preferred choice among customers.

Loan Feature

Loan Amount 80% of Property Value, Maximum 10 Crores
Interest Rate Information not available
Tenure Maximum 25 years
Pre Payment Charges 2% of the loan outstanding
Service Charges

1% of the loan amount applied

Eligibility Criteria : Home Loan

  Salaried Self
Age Minimum 23 years, Age on loan maturity should not exceed 65 years Minimum 23 years, Age on loan maturity should not exceed 65 years
Income Information not available Information not available
Job Experience Minimum 2 years Minimum 2 years
Residence Proof Valid Residence proof Valid Residence proof

Docs Required : Home Loan

  Salaried Self
ID Proof PAN card/Voters ID/ Passport/Driving License/Other Valid ID PAN card/Voters ID/ Passport/Driving License/Other Valid ID
Address Proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Driving Licence Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Driving Licence/Business Address Proof
DOB Proof DOB Proof DOB Proof
Financial Docs

• Statements (latest 3 months bank statement / 6 months bank passbook) 
• Latest salary slip or current dated salary certificate with latest Form 16

• Work experience proof for minimum 2 years

• Bank Statements(latest 6 months bank statement /passbook) 
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA 
• Qualification proof of the highest professional degree

• Computation of Income Tax purposes

• Bank statement for last 3 months

• Business continuity proof for last 3 years

For Companies :

• Memoradum and Articles of Association

• Certificate of Incorporation

• CA certificate of list of directors and list of shareholders

For Partnership Firm :

• Latest Partnership Deed

• CA Certificate of list of Partners with their profit sharing ratio

Other Charges : Home Loan

Application Fee:
Up to 1% of the loan amount.

Booking Fee:

Up to 1% of the loan amount sanctioned

Pre-closure charges:2%
Cheque/ECS/SI Bounce charge:Rs.500/-

Booking Fee:

Up to 1% of the loan amount sanctioned

Pre-closure charges:2%

Cheque/ECS/SI Bounce charge:Rs.500/-

Products offered by Citibank

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Testimonial

After getting rejected for a home loan by two banks I thought my wish of owning a home in a city like Mumbai will remain a dream. By chance I came to your site and applied for the loan.

What happened then was a smooth process. It's been my good luck to visit your site and get loan for my dream home.

Thanks

- Deepak Gupta

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