Axis bank

Axis bank

Overview

Apply for Axis Bank's Asset Power. It will give you a loan against your property at ttractive interest rates.. Be it commercial or residential. You can also apply for this loan if you need funds to acquire new property. A take-over of your existing loan with refinancing is also possible with Asset Power.

Loan Feature

Loan Amount Up to Rs. 500 Lac
Interest Rate 13.25%
Tenure 15 years
Pre Payment Charges 2% will be charged if the amount exceeds 25% of the principle outstanding during a quarter, otherwise no penalty
Service Charges

Processing Charges or Admission Fee:
1% of the loan amount sanctioned (taxes as applicable)
Penalty for early closure:
2% if the amount exceeds 25% of the principle outstanding during a quarter, otherwise no penalty.

Eligibility Criteria : Loan Against Property

  Salaried Self
Age Minimum 24 years 24 years to 65 years
Income Information not available Information not available
Job Experience Job experience not provided Information not available
Residence Proof Valid residence proof Valid residence proof

Docs Required : Loan Against Property

  Salaried Self
ID Proof PAN card/Voters ID/Passport/Driving License/Govt ID Card/Photo Credit Card/Any other valid proof PAN card/Voters ID/Passport/Driving License/Govt ID Card/Photo Credit Card/Any other valid proof
Address Proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof
DOB Proof 10th class certificate/DOB proof 10th class certificate/DOB proof
Financial Docs
  • Statements (latest 6 months bank statement / 6 months bank passbook)

  • Latest salary slip or current dated salary certificate with latest Form 16

  • Bank Statements(latest 6 months bank statement /passbook)

  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA

Other Charges : Loan Against Property

N/A

Products offered by Axis bank

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