HDFC Bank

HDFC Bank

Overview

Would like to leverage your property without giving it on rent or selling it? HDFC Bank brings to you Loan Against Property (LAP). You can now take a loan against your residential or commercial property, to expand your business, plan a dream wedding, fund your child's education and much more.

 

 

Loan Feature

Loan Amount Information Not Available
Interest Rate Information Not Available
Tenure Information Not Available
Pre Payment Charges 2% of the outstanding principal
Service Charges

Loan Processing Charges:
1% of the loan amount
Pre-payment charges:
2% of the outstanding principal (pre-payment is allowed only after 6 months)
Charges for late payment of EMI:
2 % per month on overdue EMI amount
Bounce Cheque Charges: Rs. 450/-

Eligibility Criteria : Loan Against Property

  Salaried Self
Age Age criteria not provided Age criteria not provided
Income Income criteria not provided Income criteria not provided
Job Experience Job experience not provided Job experience not provided
Residence Proof Residence proof not provided Residence proof not provided

Docs Required : Loan Against Property

  Salaried Self
ID Proof PAN card/voters ID/ passport/driving license PAN card/voters ID/ passport/driving license
Address Proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID Recent telephone bill/electricity bill/property tax receipt/passport/voters ID
DOB Proof 10th class certificate 10th class certificate
Financial Docs

  • Statements (latest 3 months bank statement / 6 months bank passbook)

  • Latest salary slip or current dated salary certificate with latest Form 16

 

  • Bank Statements(latest 6 months bank statement /passbook)

  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA

  • Qualification proof of the highest professional degree

 

Other Charges : Loan Against Property

N/A

Products offered by HDFC Bank

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Testimonial

I have alredy got one house loan deal though Loanboss.com. After my pleasant experience with the site, I have also suggested my relatives and friends to apply for any loan in future through this website only. I love the way you give details of every information that a person needs before going for a loan.

Thanks Loanboss :)
Amardeep

 

- Amardeep

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