Axis bank

Axis bank

Overview

Be it a dream vacation, child's education, home renovation or wedding in your family, you can instantly fulfill your aspirations with Axis Bank Personal Loans. Axis bank’s personal loans will give you a helping hand meet all your personal requirements.
A balance transfer facility available for those who want to retire any higher cost debt with simple procedures, minimal documentation and quick approval.

Loan Feature

Loan Amount From 1 Lac to 15 Lacs
Interest Rate 15.5% to 24%
Tenure 12 to 60 months.
Pre Payment Charges No Prepayment charges to be levied on the outstanding loan amount.
Service Charges

1.50% to 2.00% + Service Tax as applicable

Eligibility Criteria : Personal Loan

  Salaried Self
Age 21-58 Years N/A
Income Minimum Net Monthly Income: Rs 15,000 per month N/A
Job Experience Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors N/A
Residence Proof Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill. N/A

Docs Required : Personal Loan

  Salaried Self
ID Proof Passport/Voter's card/Driving licence/PAN card/Photo Identity issued by Government/Photograph, address and Aadhaar number N/A
Address Proof Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements N/A
DOB Proof Birth Certificate or 10th Class Passing Certificate N/A
Financial Docs

  • Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years)
  • Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers
  • Employment proof
  • Documentary proofs required may vary from customer to customer
N/A

Other Charges : Personal Loan

Charges for Late Payment of EMI is Rs.500 + taxes per cheque bounce. Rs.500 per instance + Service Tax (as applicable) for Cheque/Instrument Swap charges.

Products offered by Axis bank

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Testimonial

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