Can Budget A simple Personal Loan Scheme exclusively for the benefit of employees of Corporates, PSUs, Government Departments, Institutions, etc., To meet genuine personal needs. No-questions-asked loans.
|Loan Amount||Six months' gross salary or Rs.1 lac whichever is less|
|Tenure||Salaried 48 months Non Salaried 36 Months|
|Pre Payment Charges||2% on the outstanding liability in case of take over of the loan by other bank / FI|
0.5% of the Loan Amount with a Minimum of Rs.100 and a Maximum of Rs.500
Eligibility Criteria : Personal Loan
|Age||No age criteria provided||No age criteria provided|
|Income||Income Criteria Not Available||Income Criteria Not Available|
|Job Experience||Minimum Job Experience Not Available||Minimum Job Experience Not Available|
|Residence Proof||Minimum Duration of Stay Not Available||Minimum Duration of Stay Not Available|
Docs Required : Personal Loan
|ID Proof||Passport or voter's card or driving licence or PAN card||Passport or voter's card or driving licence or PAN card|
|Address Proof||Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements||Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements|
|DOB Proof||Passport or Voter's Card or Driving Licence||Passport or Voter's Card or Driving Licence|
Other Charges : Personal Loan
Commission on solvency certificate shall be at the rate of 0.10% with a minimum of Rs. 500/- and maximum of Rs. 10000/- per certificate.