HSBC Bank

HSBC Bank

Overview

When expenses arise, like your daughter's marriage, furnishing your home or a family holiday you can turn to a Personal Loan.

Personal Loans from HSBC are now available in the cities of Delhi, Mumbai, Pune, Kolkata, Bangalore, Hyderabad and Chennai only. Terms & Conditions apply.

Loan Feature

Loan Amount From Rs. 75,000 up to Rs.10,00,000*
Interest Rate 13.5% to 17.5%
Tenure 12 to 60 Months
Pre Payment Charges 4% of the prepaid amount + taxes as applicable (which would be allowed only after 6 months from the date of loan disbursal)
Service Charges

1% of the loan amount + taxes as applicable

Eligibility Criteria : Personal Loan

This loan is only available for salaried personnel and the applicant must be having a salary account with HSBC Bank.
  Salaried Self
Age Minimum 21 years and 58 years at loan maturity Minimum 21 years and 65 years at loan maturity
Income The minimum net annual income should be Rs. 400,000 p.a. N/A
Job Experience N/A N/A
Residence Proof Information Not Available N/A

Docs Required : Personal Loan

  Salaried Self
ID Proof Passport/Defence identity card/Valid Driving license/Government identity card/Photo PAN card/Voter's identity card N/A
Address Proof Passport/Telephone(land/mobile)bill/Valid Driving license/Electricity bill/Society outgoing bill/Voters ID/Ration Card/Property tax bill N/A
DOB Proof Passport/Driving license/Birth certificate/Photo PAN card/School leaving certificate N/A
Financial Docs
Latest salary slip showing statutory deductions OR
Form 16 (Declaration from employer giving details of income and deductions, duly signed by an authorised signatory of the company) OR
HSBC salary account statements for the last 3 months

Latest salary slip showing statutory deductions OR

Form 16 (Declaration from employer giving details of income and deductions, duly signed by an authorised signatory of the company) OR

Salary account statements for the last 3 months

 

Audited/ certified financials (P&L account and Balance Sheet) AND
Acknowledged IT returns for the last 2 years AND
Bank statement of the primary account for the last 6 months

 

Audited/ certified financials (P&L account and Balance Sheet) AND

Acknowledged IT returns for the last 2 years AND

Bank statement of the primary account for the last 6 months

Other Charges : Personal Loan

N/A

Products offered by HSBC Bank

Need Help in Choosing the right Loan/Insurance?

Interested in *
Name *
Mobile *
E-Mail *
City *
 

Calculator

Loan Amount
Interest Rate
Tenure (months)

Testimonial

After getting rejected for a home loan by two banks I thought my wish of owning a home in a city like Mumbai will remain a dream. By chance I came to your site and applied for the loan.

What happened then was a smooth process. It's been my good luck to visit your site and get loan for my dream home.

Thanks

- Deepak Gupta

Advertisement



© 2014 LoanBoss.com | Accentiumccentium