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IDBI Bank

IDBI Bank

Loan Against Property : We realise how important it is to raise money in the face of exigencies. We help you through these difficult situations through our customer...
Personal Loan : You don't have to wait till you save enough money to fulfill a dream that's just a step away with a Personal Loan from IDBI...
ICICI Bank

ICICI Bank

Home Loan : We, at ICICI Bank Home Loans, offer unbeatable benefits to ensure that you get the best deal without any hassles. As one of the leading home loan...
Loan Faqs
Faq

Does the co-applicant's source of income get included when banks calculate my eligibility? :

Yes, but most banks allow only immediate relatives to co-own a property. This means that only a parents-son combination and a husband-wife combination are allowed. The reason for this restriction is that if some dispute arises between the joint borrowers, their incomes might not be pooled any...
Faq

How is my loan eligibility determined? :

Loan eligibility differs from bank to bank. The main factor the bank considers is your ability to repay the loan. Your profile in terms of residence and the place you work is also taken into consideration. Do make sure to check all such other eligibilities before applying.
Loan Blogs
Blog

The basics of business loan

Business loans are provided by various banks to business people for their short or long term financial needs. A lot of times it is important for businessmen to acquire a certain amount of money for running their enterprise. It is well known that without the required capital no business can run....
Blog

How to go for car loan

Car has become a necessity in today's life. Most of people who wish to own a car normally buy a car on a car loan. A car loan is offered by banks and other financial institutions. Due to the growth in the car market lots of car companies are offering economical cars to the Indian consumers and...
Insurance Faqs
Faq

Is there a limit as to how long I can stay in hospital? :

There is a limit to the amount that the insurer will pay as hospital charges but is no limit as to how long a person can stay in hospital. The hospital charges or room charges are usually a proportion of sum insured.
Faq

How to prevent rejection of claims? :

• Carefully read the list of exclusions in policy wordings (which comes to you with the policy).• Make sure that you have declared all the pre-existing diseases at the time of enrolment.• Do not claim for any hospitalization and diagnostic studies/ investigation charges...
Insurance Blogs
Blog

Deciding about the amount of life insurance

People go for various life insurance policies due to their many benefits. The amount of life insurance depends on many factors. Ideally the sum assured should provide for all the needs of your family like children's education and marriage while meeting the daily basic expenses when the insured...


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