Insurance

Bajaj Allianz General Insurance Co. Ltd.

Bajaj Allianz General Insurance Co. Ltd.

Bajaj Allianz General Insurance Company Limited was started after a joint-venture between Allianz SE and Bajaj Finserv Limited. Allianz SE is a leading insurance conglomerate with operations in over 70 countries. Bajaj Bajaj Finserv Limited  is a part of the Bajaj Group, India's second-biggest two-wheeler maker.

Bajaj Allianz General Insurance offers insurance products including motor insurance, asset insurance, health insurance, travel insurance, and corporate insurance. The company also offers some unique insurance products like personal accident cover for Amarnath yatris, film insurance, event management cover, and sports & entertainment insurance.


Critical Illness

Features
  • Covers 10major illnesses like cancer, heart attack, paralysis, etc.
  • The benefit amount is payable once the disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis*
  • Medical examination may be required in some cases based on the age and the benefit amount opted by the propose.
Coverage
  • SI available from 1,00,000 to Rs. 50,00,000
  • Age band – 6 yrs – 59 Years.
Benefits
  • Very competitive premium rates
  • The insured receives the amount as lump sum so that he can plan the treatment accordingly
  • Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover
  • Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws.
  • Hassle-free in house claim settlement.
Exclusions
  • Any critical illness for which care, treatment, or advice was recommended or which was first manifested or contracted before

  • Any critical illness diagnosed within the first 90 days

  • Death with in 30 days following the diagnosis of the critical illness

  • Presence of HIV/AIDS infection

  • Treatment arising from or traceable to pregnancy or childbirth, including caesarean section and birth defects

  • War, invasion, act of foreign enemy, terrorism, hostilities (whether war be declared or not), civil war, rebellion, revolution

  • Naval or military operations of the armed forces or air force and participation in operations requiring the use of arms or which are ordered by military authorities for combating terrorists, rebels and the like, any natural peril

  • Consequential losses of any kind, be they by way of loss of profit, loss of opportunity, loss of gain, business interruption etc.

  • The details furnished above do not constitute the entire terms and conditions.

Eligibility

Age should be minimum 6 years and the maximum 59 years.

Officieal Website of Bajaj Allianz General Insurance Co. Ltd.

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