Insurance

Royal Sundaram Alliance Insurance Co. Ltd.

Royal Sundaram Alliance Insurance Co. Ltd.

Royal Sundaram offers insurance products covering health, travel, motor, marine and home. The company's rural insurance products include covers for pumpsets and tractors. The company was the first private insurer in the country to be licensed post-privatization in 2001. The company was the first insurer in India to offer cashless hospitalisation, segment specific business solutions, and co-branded credit cards.

The company operates out of 150 cities in the country.


Hospital Cash Online

Features
  • Daily benefit from Rs. 500 to Rs. 1000 per day of hospitalisation exceeding 24 hours, for up to 180 days.

  • Cash benefit up to Rs. 1000/- per day of hospitalisation, for up to 180 days.

  • Cash benefit up to Rs. 2,000 per day of hospitalisation for up to 21 days, if hospitalisation is due to an accident.

  • If the person is admitted to ICU, cash benefit is tripled up to Rs.3,000 per day of admission into ICU (Intensive Care Unit) for up to 21 days in excess of first 24 hours.

  • If hospitalisation exceeds 21 days, a lump sum of up to Rs.7,500/- to Rs.15,000/- will be paid to family member under Convalescence Benefit, once during the Policy period.

  • This cover is applicable for 180 days during the policy tenure.

  • The benefit will be paid to the proposer, once we receive the duly-filled Claim Form supported by required documents and the claim is found admissible, as per the plan.

Benefits
  • Instant Policy, No documentation or Medical Test.

  • Renew policy anytime, anywhere with InstaRenew.

  • Dedictaed Customer Services Helpline - 1860 425 0000.

  • Facility to chat online for information.

  • Easy, ISO certified Claims process.

  • Instant coverage, within 5 minutes .

  • Store and access your medical records online from your account.

Exclusions
  • Daily benefit from Rs. 500 to Rs. 1000 per day of hospitalisation exceeding 24 hours, for up to 180 days.

  • Cash benefit up to Rs. 1000/- per day of hospitalisation, for up to 180 days.

  • Cash benefit up to Rs. 2,000 per day of hospitalisation for up to 21 days, if hospitalisation is due to an accident.

  • If the person is admitted to ICU, cash benefit is tripled up to Rs. 3,000 per day of admission into ICU (Intensive Care Unit) for up to 21 days in excess of first 24 hours.

  • If hospitalisation exceeds 21 days, a lump sum of up to Rs.7,500/- to Rs. 15,000/ will be paid to family member under Convalescence Benefit, once during the Policy period.

  • This cover is applicable for 180 days during the policy tenure.

  • The benefit will be paid to the proposer, once we receive the duly-filled Claim Form supported by required documents and the claim is found admissible, as per the plan.

Eligibility

All family members in the age group - 1 year to 60 years. Renewal is applicable till 70 years of age. The age of proposer should be at least 18.

Officieal Website of Royal Sundaram Alliance Insurance Co. Ltd.

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