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Insurance Faqs
Faq

Can I get Health Insurance for my entire family by paying one premium amount? :

Yes, each and every company selling Health Insurance has different schemes to fulfill all your health Insurance requirements.
Faq

Do I get an Identification Card? :

An identification card is issued along with the Policy. This card would entitle you to avail cashless hospitalization facility at any of the network hospitals.
Faq

How can I renew my health insurance policy after one year? :

The Insurance Company would send you a renewal notice informing you of the expiry of your health policy.
Faq
Faq

Which medical tests do I need to go through? :

Which medical tests do I need to go through?These are a common list of medical tests that you might have to go through. The test can differ from one company to another. 1. Complete Blood count2. Fasting Blood Sugar3. ESR4. Serum Creatinine5. SGPT6. Urine Routine7. ECG8. Medical Examination with...
Faq

When do I have to take a medical check up? :

The Insurance Company would inform you on the medical check up routine at the time of buying a policy. The check-ups are conducted within 5 days of paying the first premium.
Faq

When will the premium be reimbursed, in case my policy is rejected? :

You can avail of premium reimbursements within 7 working days of your policy being rejected. However, the Insurance Company would not be able to reimburse your medical expenses.
Faq

Do you cover Pre-existing diseases? :

Pre-existing diseases are covered subject to sub-limits and waiting period. These diseases are covered after 3-4 years provided the policy is renewed with the Insurance Company for the said period.
Faq

How do I decide on an appropriate cover amount? :

• Age is a critical factor for determining the cover since health risk increases with age.• Pre-existing diseases are covered subject to sub-limits and waiting period.
Faq

Does a higher cover mean preferential treatment in case of hospitalization & claim? :

No, a higher cover does not entitle you to preferential treatment. Irrespective of the insurance cover you buy, the network hospitals are responsible for quality of service
Faq

When am I entitled for cover after taking a policy? :

You can avail of accidental cover immediately. However ,for the first 30 days after your policy is activated you would not be entitled for any cover for sickness.



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