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Insurance Faqs
Faq

Can I purchase a policy online? :

A travel insurance policy can be purchased online. You don't have to wait for the policy papers to arrive as the online policy can be printed and used as a legally valid document if you need to file a claim. Insurance company will take seven working days to deliver you a copy of the policy.
Faq

How the premium on life insurance is calculated? :

Your life insurance premium is calculated based on your age, health, terms of the insurance policy and the amount assured.
Faq

When will the premium be reimbursed, in case my policy is rejected? :

You can avail of premium reimbursements within 7 working days of your policy being rejected. However, the Insurance Company would not be able to reimburse your medical expenses.
Faq

How do I purchase a travel policy online? :

Travel Insurance can be purchased online using net banking or credit cards. Online purchase of policy is provided by most of the insurance companies. A printout of the online purchased policy works as a legally valid document at the time of making a claim.
Faq

Can I get Health Insurance for my entire family by paying one premium amount? :

Yes, each and every company selling Health Insurance has different schemes to fulfill all your health Insurance requirements.
Faq

Can car insurance policy be renewed online? :

You can renew your policy online, provided it is renewed between the period starting two months before expiry and six days after expiry of the previous policy.
Faq

What is a premium? :

Premium is the amount of money you pay monthly, quarterly or annually for continuing the insurance policy. The amount of the premium is decided at the time of the purchase of the policy.
Faq

Can the premium be paid in installments? :

No, you can not pay your auto insurance premium in installments. Though, some insurance companies allow you to pay your insurance by credit card.
Faq

Are pre-existing diseases covered under Travel Insurance? :

Do declare your pre-existing disease as the premium you pay for your policy is useless if you misrepresent your case, and the insurance company can deny your claim. Travel insurance policies cover pre-existing conditions in case of life-threatening situations only. You must get a travel Insurance...
Faq

How long does it take get travel insurance policy? :

Travel Insurance policy is available online and just takes a few minutes to have travel insurance in your hand. The printout of the policy purchased online is a legally valid document for all the claims.
Faq

How is the claim reimbursement settled? :

The claim reimbursement can only happen after the Third Party Administrator (TPA) authenticates and validates the claims. The insurance company then sends the cheque payment to your mailing address.


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