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sahara india pariwar rd scheme


Insurance Faqs
Faq

What is the validity of my Travel Insurance policy? :

Your travel insurance cover starts once you clear immigration at the international airport in India. The cover ends on landing and clearing immigration at any international airport in India or until the expiry date on the policy, whichever is earlier.
Faq

While traveling overseas do I need to inform the insurance company of the claim in India? :

The claim should be lodged immediately on your return to your country or within 30 days of expiry of policy, whichever is earlier in case you have not registered the claim abroad to a third party administrator (TPA).
Faq

What are the tax benefits of a life insurance policy? :

In India, under Section 88 of the Income Tax Act, tax rebate is provided to premiums paid to keep in force an insurance policy. You can also get deduction under Section 80CCC of the Income Tax Act for the contribution towards pension funds.
Faq

If a claim has been made for a particular ailment, does it become a pre-existing disease for the next policy term? :

An ailment for which a claim has been made already does not become a pre-existent disease if there is no break in the term of the insurance policy and it is renewed by the due date. However, the ailment becomes a pre-existent disease and exclusions will apply in the event there is a break in the...
Faq

Why do I need health insurance? :

Health insurance will protect you and your family against any financial contingency arising due to a medical emergency.
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Does a higher cover guarantee better protection? :

A higher cover protects you from a medical emergency which can turn out to be a tremendous financial setback. Rising medical cost is a major deterrent; therefore, a higher cover would guarantee you a better protection.
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What all documents do I need to Furnish to get a Health Insurance? :

You need to fill up an Application form with accurate medical history along with address proof. The company will get your medical test done according to the company policy.
Faq

Can I get Health Insurance for my entire family by paying one premium amount? :

Yes, each and every company selling Health Insurance has different schemes to fulfill all your health Insurance requirements.
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Do I get an Identification Card? :

An identification card is issued along with the Policy. This card would entitle you to avail cashless hospitalization facility at any of the network hospitals.
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How can I renew my health insurance policy after one year? :

The Insurance Company would send you a renewal notice informing you of the expiry of your health policy.
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