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allahabad bank holiday home puri


Loan Faqs
Faq

What is the moratorium period ? :

Moratorium Period is a holiday on repayment which would be for the course period + 1 year or 6 months after the student gets a job/start earning whichever is earlier. Some banks will also allow you a moratorium on payment of interest. This means that you can defer payments of even the interest...
Faq

Does the Bank have a loan for the car I want? :

Car Loans are available for almost all new passenger cars.
Faq

How do I repay the loan? :

The loan can repaid through post dated cheques drawn on ICICI Bank Ltd. Alternately, if you have a Bank account with ICICI Bank, you can issue a direct debit mandate to your existing ICICI Bank account for the repayment.
Faq

Do I have to pay part of the fees ? :

100% loan is available for select courses. Margin ranges from 5-15 % for courses in India & Abroad .Depends from Bank to Bank.
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If I don't have an account with the Bank, can I still avail of loans? :

You need not necessarily have an account with the back to apply for a loan.
Faq

How is my loan eligibility determined? :

Loan eligibility differs from bank to bank. The main factor the bank considers is your ability to repay the loan. Your profile in terms of residence and the place you work is also taken into consideration. Do make sure to check all such other eligibilities before applying.
Faq

How the valuation of my property will be determined? :

The value of your property will be determined by the bank offering you the loan against property.
Faq

What is the rate of interest that will be charged on my loan? :

The interest rate varies from bank to bank. And usually it varies from 14%-26% depending upon your profile, kind of job and place of work, residence and city you live in. The most important factor is your repayment capacity.
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is the interest charged/calculated? :

Based on the bank the Interest is calculated on a monthly reducing balance or an annual reducing balance basis.
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How do I take a Personal Loan? :

You can take a loan from any bank you like but start by checking out the best interests rate that the different banks have to offer. You should also check with the bank you have your salary account in for special discounts to existing customers. You can negotiate the rate with your bank. Also...
Faq

How do I repay my loan? :

You can repay the loan in Equated Monthly Installments (EMI's) through post dated cheques (PDC)or by signing an ECS(Electronic clearing system ) with the account that you hold .Mostly these cheques/ECS are presented on 1st of each month ,so please do confirm with the bank on that respect. If you...



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