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recurring deposit interest rate chart united bank india


Loan Faqs
Faq

What is the rate of interest that will be charged on my loan? :

The interest rate varies from bank to bank. And usually it varies from 14%-26% depending upon your profile, kind of job and place of work, residence and city you live in. The most important factor is your repayment capacity.
Faq

What is a fixed rate loan? :

In a fixed rate loan the interest rate on the loan charged by the bank is constant over the tenure of the loan. You should go for a fixed rate only if you feel that the rate of interest prevailing in the market have touched rock bottom and the rates can only move upwards.
Faq

What is a fixed rate home loan? :

In a fixed rate home loan the interest rate on home loans charged by the bank is constant over the tenure of the loan. You should go for a fixed rate only if you feel that the rate of interest prevailing in the market have touched rock bottom and the rates can only move upwards
Faq

What is a fixed rate loan against property? :

In a fixed rate loan against property the interest rate on loan against property charged by the bank is constant over the tenure of the loan. You should go for a fixed rate only if you feel that the rate of interest prevailing in the market have touched rock bottom and the rates can only move...
Faq

What is the interest benefit that I get on the Educational Loan? :

Banks offer lower interest rates if you start repayment during the moratorium period. If you have opted for a floating rate loan, you cannot switch to a fixed rate option mid-course. However, you can transfer your loan from one bank to another, if you find a more attractive offer. Normally, one...
Faq

is the interest charged/calculated? :

Based on the bank the Interest is calculated on a monthly reducing balance or an annual reducing balance basis.
Faq

What are the charges other than interest that are levied by banks? :

Almost all lenders charge certain administrative or processing fees apart from interest for providing a home loan in India. These charges include legal fees, technical fees, stamp duty and prepayment charges
Faq

What is a floating rate loan? :

In a floating rate loan the interest rate charged by the lender keeps changing with respect to the rates in the market over the tenure of the loan. Normally the rate charged is on the basis of their cost of funds and the prevailing market rates. These rates change periodically. Accordingly the...
Faq

Do I need to open an account with the Bank for availing and/or servicing the loan? :

No, opening an account with the bank you are availing the loan from is not mandatory. However, you can avail of special interest rates if you already have a relationship with the bank.
Faq

What is a floating rate home loan? :

In a floating rate home loan the home loan interest rate charged by the lender keeps changing with respect to the rates in the market over the tenure of the loan. Normally the rate charged is on the basis of their cost of funds and the prevailing market rates. These rates change periodically....
Faq

What is a floating rate loan against property? :

In a floating rate loan against property the interest rate charged by the lender keeps changing with respect to the rates in the market over the tenure of the loan. Normally the rate charged is on the basis of their cost of funds and the prevailing market rates. These rates change periodically....



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