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what formula diminishing interest rate formula emi


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Canara Bank

Canara Bank

Interest Rate for
Loan Against Property : 14.25 - 16.25%...
Home Loan : 9.25...
Punjab National Bank

Punjab National Bank

Interest Rate for
Car Loan : 11.5%-12%...
Loan Faqs
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What is an EMI? :

EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Please use the EMI Calculator to find out the EMI you need to repay.
Faq

What is a floating rate loan? :

In a floating rate loan the interest rate charged by the lender keeps changing with respect to the rates in the market over the tenure of the loan. Normally the rate charged is on the basis of their cost of funds and the prevailing market rates. These rates change periodically. Accordingly the...
Loan Blogs
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How to select the right bank for home loan

Owning a house of own is a dream for every person. Lots of people go for any bank loan in the case they can not afford to pay the full price of a house. Banks and other financial institutions offer home loans to people who meet the required eligibility. Various banks offer home loan with their...
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Why loan against property is a good option

If you need money for any specific need like marriage, business expansion, foreign education then a good way to raise money is to get a loan against your property. The only condition for that is that you need to own a valuable asset in the form of a self-occupied house or a commercial property....
Insurance Faqs
Faq

What is nomination? :

Nomination is the right bestowed on the policyholder to appoint a person or persons to receive the policy money in the event of his death. The person or persons named in the above process are called nominees. You can nominate any of your close relatives in your insurance policy.
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What is a TPA? :

TPA stands for Third Party Administrator. A TPA is a specialized health service provider rendering a variety of services like networking with hospitals, arranging for hospitalisation, claim processing and documentation.
Insurance Blogs
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Deciding about the amount of life insurance

People go for various life insurance policies due to their many benefits. The amount of life insurance depends on many factors. Ideally the sum assured should provide for all the needs of your family like children's education and marriage while meeting the daily basic expenses when the insured...


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