Insurance

ICICI Prudential Life Insurance Co. Ltd

ICICI Prudential Life Insurance Co. Ltd

ICICI Prudential Life Insurance Company is a leading life insurance company of India. The company was formed after a joint venture between ICICI Bank and Prudential plc, a financial services company based in UK. In the joint venture, ICICI Bank holds 74 per cent while 26 per cent stake is owned by Prudential plc. The company has over 2000 branches and 24 partners.

ICICI Prudential Life Insurance has a vast range of products. ICICI Prudential also offers life, pension, retirement, and health insurance policies for NRIs, besides the regular life insurance policies. Customers can buy insurance policies online as well as pay premiums.

Term -> ICICI Pru Home Assure

Eligibility Description
Minimum Sum Assured 25000
Maximum Sum Assured No Limit
Minimum Entry Age 18
Maximum Entry Age 60
Maximum Maturity Age 70
Paying Term Min. 6000 per annum
Payment Frequency Single premium

Feature Description
Coverage ICICI Pru Home Assure is a single premium term insurance plan. The initial sum assured can be chosen equal to the loan amount. The benefit in any year is based on the initial loan schedule. On death during the term of the plan, the benefit based on the initial loan schedule is payable. This benefit can be used towards the outstanding loan amount and any balance would flow to the beneficiary.
Exclusions Information Not Available
Grace Period Information Not Available
Pre Mandatory Medical Information Not Available
Cost Health Checkup Information Not Available
Number of Riders Covered Information Not available
Riders Information Not Available
Surrender Value Surrenders will be payable only in case of full prepayment or balance transfer of the loan. The surrender value will be calculated as: 70% of the single premium * (outstanding term at surrender / original term). The surrender value will be payable only if the amount is not less than Rs. 250.
Revival Laps Policy On survival to the end of the term, no benefit will be payable.
Cancellation Clause Data Not Available

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