Insurance

Retirement Plan

A person needs to have a certain amount of regular income to fulfill his daily needs. Pension planning is critical specially for the time when you retire and no longer have the regular income from your day job. A pension plan of a life insurance policy will help you in insuring your life as well as get pension in the old age. According to the plan, you will get a regular income in your old age. Insurance companies offer two kinds of pension plans - endowment and unit linked.

Though insurers may try to sell you a life cover bundled with your pension plan, stay with your pure term policy and buy a pure pension plan to maximize post-retirement benefits. Select a plan that gives the maximum maturity value.

 

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