CitiBusiness gives you an array of business lending products like Fast Track Loans, Secured Term Loans and Overdraft Facility. Be assured of all your financial requirements to keep your business ahead and growing. Get access to a whole range of unique benefits, services, business intelligence, deals and discounts that are normally enjoyed by large corporations.

Loan Feature

Loan Amount Rs. 10 lac to Rs. 15 crores
Interest Rate N.A.
Tenure Upto 10 years
Pre Payment Charges Up to 4% of outstanding
Service Charges

Booking Fee:
Up to 1% of the loan amount sanctioned. The fee is collected at the time of loan documentation or is deducted from the disbursal.
Recurring Annual Service fees on Home Credit:
The annual renewal fee is charged up to a rate of 1% of the line amount.

Penal Interest Rate:
Delayed/Penal Interest is levied in case of non-payment of the monthly payment. It is charged at the rate of 2% above the prevailing interest rate on the loan outstanding for the defaulted period.

Bounce Charges:
Cheque/ECS/SI Bounce will be charged at the rate of Rs. 500.

Loan Pre-closure Charges (Only Applicable in case of full pre-payments):
Up to 4% of outstanding.



Eligibility Criteria : Business Loan

Any business organised as sole proprietorship, partnership or private limited company and having a turnover of above Rs. 44 Lakhs can avail of the loan.
Age Age criteria not provided
Income Income criteria not provided
Job Experience Job experience not provided
Residence Proof Residence proof not provided

Docs Required : Business Loan

ID Proof Passport/driving license/voter ID
Address Proof Electricity bill/telephone bill
DOB Proof Certificate of Birth/Matriculation certificate
Financial Docs
  • Bank Statements(latest 6 months bank statement /passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Qualification proof of the highest professional degree

Other Charges : Business Loan


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After getting rejected for a home loan by two banks I thought my wish of owning a home in a city like Mumbai will remain a dream. By chance I came to your site and applied for the loan.

What happened then was a smooth process. It's been my good luck to visit your site and get loan for my dream home.


- Deepak Gupta


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