Bank of Baroda

Bank of Baroda


Bank of Baroda brings to you an innovative combination of a loan and over draft facility with flexible repayment options against the security of your immovable property.


Loan Feature

Loan Amount Maximum Rs. 3 crore
Interest Rate 13.5%
Tenure Maximum 7 years
Pre Payment Charges Information not available
Service Charges

Processing charges:

Loan (one time) : 1.00%
1% (Min.Rs.1,000, Max.Rs.50,000/-)

Overdraft (Fresh sanction/ Renewal) 0.35%
0.35% (Min.Rs.1,000/-, Max.Rs.25,000/-)

Eligibility Criteria : Loan Against Property

  Salaried Self
Age Minimum 21 years Minimum 21 years
Income Rs. 60000 p.a. Rs. 60000 p.a.
Job Experience Minimum 3 years Minimum 3 years of Business continuity
Residence Proof Valid residence proof Valid Business address proof

Docs Required : Loan Against Property

  Salaried Self
ID Proof PAN card/Voters ID/Passport/Driving License/Any other valid proof PAN card/vPAN card/Voters ID/Passport/Driving License/Any other valid proofoters ID/ passport/driving license
Address Proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof
DOB Proof DOB certificate DOB certificate
Financial Docs
  • Latest salary slip or current dated salary certificate with latest Form 16

  • Bank Statements(latest 6 months bank statement /passbook)

  • Latest ITR along with computation of income, B/S & P&L a/c for the last 3 yrs. certified by a CA

  • Original title deed of the property

Other Charges : Loan Against Property


Products offered by Bank of Baroda

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Hi, I am new to the Internet. I did not even know that one can apply for a loan through a third party website. Out of curiosity I applied for a home loan though and was really surprised at the good response and smooth process. I hope more and more people apply for a loan through Loanboss as it is easier and won't cause you the headache of approaching banks directly. Lesser number of Internet users in the country is a problem though.

I wish Loanboss the very best and thanks for helping me out!

- Sachin Gupta


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