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Loan Faqs
Faq

What happens to processing or administrative fees if I don't avail of the disbursement? :

Most private banks do not refund the fees that you pay to them if you cancel the loan after taking the offer letter from them. However, some Govt undertaking banks do refund the fee partially or fully.
Faq

What are the fees and charges payable and when are they payable? :

The bank charges a Processing Fee ranging from 2%-3% of the loan amount when you apply for the loan. The best is to negotiate these charges with the bank. You should also negotiate on the interest rate with the bank. The other charge is the prepayment penalty which varies from 2%-5 % paid at the...


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