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union bank india personal loan eligibility


Banks
Union Bank of India

Union Bank of India

Eligibility Criteria for
Personal Loan : Age: Minimum Age 18 Years, Income: Rs.1 lac or more and net take home annual pay Rs.0.40 lac - after deducting EMI of present loan...
Car Loan : Age: 18 years and above, Income: Income Criteria Not Available...
Business Loan : Age: Not applicable, Income: Not applicable...
Home Loan : Age: Minimum 21 years, Income: Income criteria not provided...
Loan Against Property : Age: 18-60 years, Income: Rs.1.20 lacs p.a....
Education Loan : Age: Co-Applicants and Students Age will be considered, Income: Co-Applicant Income will be considered...
ICICI Bank

ICICI Bank

Eligibility Criteria for
Personal Loan : Age: 25 - 58 Years, Income: Rs. 1,44,000 p.a...
Home Loan : Age: Minimum 21, Income: Income criteria not provided...
Car Loan : Age: 21 years- below 59 years of age at time of maturity of the loan, Income: Gross annual salary of at least Rs. 1.5 lakhs per annum...
Loan Against Property : Age: Minimum 21 years, Income: Income criteria not provided...
Business Loan : Age: Not applicable, Income: Not applicable...
Loan Faqs
Faq

How is my loan eligibility determined? :

Loan eligibility differs from bank to bank. The main factor the bank considers is your ability to repay the loan. Your profile in terms of residence and the place you work is also taken into consideration. Do make sure to check all such other eligibilities before applying.
Faq

What is a Personal loan? :

Whenever you have an urgent need of cash, personal loan is the best way to take care of your cash crunch at a reasonable rate of interest. You don\'t have to give any security or collateral to the bank. Normally, the bank does not ask for guarantors either. Once you submit your application form...
Loan Blogs
Blog

How to select the right bank for home loan

Owning a house of own is a dream for every person. Lots of people go for any bank loan in the case they can not afford to pay the full price of a house. Banks and other financial institutions offer home loans to people who meet the required eligibility. Various banks offer home loan with their...
Blog

Why you need loan for education

You may need loan for any reason. It may be some personal reason like marriage or education of your children or even some foreign trip. Higher education can be expensive. If you send your children abroad for education then there are lots of costs involved including lodging, boarding, and tuition...
Insurance
Bajaj Allianz General Insurance Co. Ltd.

Bajaj Allianz General Insurance Co. Ltd.

Bajaj Allianz General Insurance Company Limited was started after a joint-venture between Allianz SE and Bajaj Finserv Limited. Allianz SE is a leading insurance conglomerate with operations in...
ICICI Lombard General Insurance Co. Ltd.

ICICI Lombard General Insurance Co. Ltd.

ICICI Lombard General Insurance Company Limited got the license to begin operations in India in August 2001. The company is a joint venture between ICICI Bank Limited and Lombard Canada Ltd., a...
Insurance Faqs
Faq

What is the validity of my Travel Insurance policy? :

Your travel insurance cover starts once you clear immigration at the international airport in India. The cover ends on landing and clearing immigration at any international airport in India or until the expiry date on the policy, whichever is earlier.
Faq

While traveling overseas do I need to inform the insurance company of the claim in India? :

The claim should be lodged immediately on your return to your country or within 30 days of expiry of policy, whichever is earlier in case you have not registered the claim abroad to a third party administrator (TPA).


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